Consolidate with
one home equity line.
A HELOC could help consolidate eligible high-interest debts into a single credit line.*
Check Your Options
Several balances.
One line.
Add up what you owe
Card balances, personal loans, and other eligible high-interest debt.
Check your options
A soft credit check shows your initial options without affecting your score. A full application requires a hard credit inquiry.
Pay them off from your line
Draw on your line to pay off the balances you choose, then manage one home equity line instead of several accounts.
Know before
you consolidate
Consolidating with a HELOC moves unsecured debt onto a line secured by your home. Your final terms depend on the program, occupancy, lien position, and your borrower profile.
- Line amounts
- $5,000 to $1,000,000
- Credit score (FICO®)
- As low as 600*
- Lien position
- 1st & 2nd
- Funding speed
- As few as 5 days*
*Using a HELOC to consolidate unsecured debt makes that debt secured by your home. Failure to repay could result in foreclosure. Total borrowing costs may vary. A minimum FICO® of 600 is available only on select program, lien-position, and occupancy combinations. Funding timelines are not guaranteed. Not all applicants or properties will qualify.
See what you could consolidate.
Soft credit check only: starting won't affect your score.